Guides
Guides for the hardest week
Written for South African families: what to do, what things should cost, and how to avoid being taken advantage of when you're least able to argue.
Practical help
What to Do When Someone Dies in South Africa: A Step-by-Step Guide
A practical checklist for the first hours after a death - who to call, how Home Affairs registration works, and how the funeral gets arranged.
8 min read
Can't Afford a Funeral in South Africa? 4 Real Options
What actually helps when there is no money for a funeral: municipal indigent burial, SASSA SRD grant, and community help - and why a loan is not the answer.
6 min read
Planning
Cremation vs Burial in South Africa: R6,000 vs R25,000+ (2026 Cost Comparison)
Cremation costs R6,000-R10,000 in South Africa vs R25,000-R50,000 for burial. The full cost breakdown, how each process works, and the religious factors that shape the choice.
6 min read
How to Plan a Dignified Funeral on a Budget in South Africa
Where funeral costs actually balloon, and how families keep a funeral dignified without debt: itemised quotes, coffin choices, catering maths.
7 min read
Green Funerals in South Africa: Natural Burial, Cost and What to Ask
What a green funeral involves in South Africa - biodegradable coffins, skipping embalming, natural burial grounds - and the cost versus a standard burial.
7 min read
Funeral cover
Funeral Cover in South Africa, Explained: Waiting Periods, Premiums and Fine Print
What funeral cover actually pays for, how waiting periods work, what a fair premium looks like, and the questions that spot a bad policy early.
8 min read
Funeral Cover vs Life Insurance in South Africa: Which Do You Need?
Funeral cover pays fast and small; life insurance pays slow and large. What each is for, where they overlap, and which your family needs first.
6 min read
How to Claim Funeral Cover in South Africa: 5 Documents, Paid in 24-48 Hours
The exact documents a funeral cover claim needs, how fast payouts happen, why claims get rejected, and what to do if an insurer stalls.
6 min read
Burial Society vs Funeral Cover in South Africa: Which Protects Your Family Better?
Burial societies and funeral policies solve the same problem differently. How each works, what each costs, where each fails, and why many families use both.
6 min read
Funeral Cover for Parents in South Africa: Age Limits, Costs and Fine Print
How to insure your parents' funerals: entry age limits, why premiums climb steeply with age, the traps in extended-family policies, and splitting costs.
7 min read
AVBOB Funeral Cover: Free Benefits Worth R23,500 and What to Check
An independent guide to AVBOB's funeral cover: the cashback policy, free benefits worth up to R23,500 and their catch, waiting periods, and what to check.
7 min read
Old Mutual Funeral Cover: Up to R100,000 Cover, 22 Family Members and What to Check
An independent guide to Old Mutual's funeral cover: the Protect family and extended-family plans, cover up to R100,000, waiting periods, and the fine print.
7 min read
Sanlam Funeral Cover: Benefits, the 12-Month Waiting Period and What to Check
An independent guide to Sanlam's funeral cover: up to R100,000 per life, triple accident payouts, tombstone and grocery benefits, and the 12-month wait.
7 min read
Capitec Funeral Cover: From R25 a Month on the App and What to Check
An independent guide to Capitec's funeral plan: cover up to R100,000 for 22 lives, app pricing from R25 a month, and what to check before buying in-app.
6 min read
Clientele Funeral Cover: 24-Hour Payouts and What to Check
An independent guide to Clientele's Funeral Dignity Plans: 24-hour payouts, grocery and unveiling benefits, prices from R370 a month, and the fine print.
6 min read
1Life Funeral Cover: R16,000 in Free Benefits and What to Check
An independent guide to 1Life funeral cover: up to R50,000 per life, R16,000 in free benefits, five-minute claim approvals, and the fine print to check.
6 min read
Best Funeral Cover in South Africa: 6 Providers Compared (2026)
AVBOB, Old Mutual, Sanlam, Capitec, Clientele and 1Life compared on waiting periods, cover limits and real differences, plus the three-quote method.
8 min read
How Much Is Funeral Cover Per Month in South Africa?
What funeral cover really costs per month in South Africa: published insurer prices, the factors that drive your premium, and how to judge a fair quote.
7 min read
Funeral Cover With No Waiting Period: The 6-Month Legal Cap
The truth about no-waiting-period funeral cover in South Africa: what the law forces every policy to cover immediately, and the promises that signal a scam.
6 min read
How to Switch Funeral Cover Without Losing Your Waiting Period
Switching funeral policies in South Africa without restarting the waiting clock: the legal credit for time served, and the mistakes to avoid.
6 min read